This text tutorials is useful for anything you want to create. You can use this text effect for any backround,layout ect... Start by opening the image that you want to apply the text to.

Now for the text type anything make sure it is big and bold , it looks better that way.

Now after you create the text layer, go to blending options.

now add a stroke 1px 75% opacity , black.

then add a bevel and emboss.

change the size slider to 0 px don\'t change anything else. now on the layer palette change the fill percentage to 0% and the opacity to 50%

and there you go.